Direct Deposit

Direct deposit is the safest, quickest, and most convenient way of having your paycheck deposited to your Checking, CashPoints® Global, Share, or Money Market Share Accounts.

Money management made easy

Direct deposit is a seamless way to receive payments and offers several advantages. By signing up for direct deposit, you can:

Set up direct deposit

To set up direct deposit, you’ll need to provide your employer (the depositor) with SECU’s routing number (253177049) and your account number, located in the account summary section of Member Access or on the summary of accounts page of your monthly statement. Select from the following depositor options:

State or local government employment

State or local government employees should contact their employer’s payroll or human resources department to initiate direct deposit.

State retirement benefits

Retirees can initiate direct deposit online by visiting the North Carolina Department of State Treasurer webpage and completing the online retirement application through their automated payment system, ORBIT.

Retirees can also complete the North Carolina Department of State Treasurer Form 170, Authorizing Direct Deposit, and mail it to:

Department of State Treasurer
Retirement Systems Division
3200 Atlantic Avenue
Raleigh, NC 27604

Private employment

Employees of private companies should contact their employer’s payroll or human resources department to initiate direct deposit.

Federal government employee

Federal government employees (including military) should contact their employer’s payroll or human resources department to initiate or make changes to direct deposit.

Employees can also download and complete sections one and two of the U.S. Treasury’s Direct Deposit Sign-Up Form (Form 1199A). Section three must be completed by a local Credit Union branch before the employee submits the form to their employer's payroll office.

Federal benefit payments

Members who receive federal benefit payments generally must set up an electronic payment option when they apply to receive their payments.

If you are already receiving benefit payments and want to make changes to your existing direct deposit, visit the U.S. Treasury Department’s GoDirect webpage for more information and links to the applicable paying agency’s website or phone number.

Frequently asked questions about direct deposit

What happens if my direct deposit is rejected due to incorrect account number?

If a direct deposit is rejected due to incorrect account information (routing number, account number, or transaction code), it will be returned back to the originator. You will need to provide the company with the correct information in order for them to resubmit the deposit.

What do I do if I close an account or I need to change the direct deposit to a different account?

If you close an account into which you are receiving direct deposit, or need to change your direct deposit to a different account, you may contact the originator of the deposit to provide them with an ACH authorization for the new account, or you may complete an Authorization to Redirect ACH Debits and Credits at your local branch or via Member Services Support.

Related links

Need help?

Contact Member Services Support for assistance.

Disclosures

  1. Early Direct Deposit is not guaranteed, so check your available balance before making or scheduling any payments in reliance on these funds.
Connect with SECU

State Employees’ Credit Union conducts all member business in English. All origination, servicing, collection, marketing, and informational materials are provided in English only. As a service to our members, we will attempt to assist those who have limited English proficiency where possible.

SECU will not ask for personal information such as online credentials, account numbers, or card numbers via email, voice or text messaging.

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